Financial Reviews

1

Understanding You

A fact-find will be completed to enable the adviser to gain a comprehensive understanding of your circumstances, goals, financial objectives and attitude to risk. Your existing arrangements will also be reviewed as part of the big picture.

2

Needs Analysis

Your needs will be analysed by the adviser to ensure that all aspects of your situation are taken into account. This will include exploring where you are today and where you want to be. The adviser will also agree remuneration for this professional service with you, according to your choice.

3

Research

Your adviser is an independent financial adviser, therefore not tied to any institution or range of products. The adviser will evaluate products and services across the market from major insurers, product providers, investment companies, lending institutions and banks. Honister Partners' advisers have access to sophisticated research facilities and market tracking tools, as well as a dedicated specialist research team. Your adviser will only recommend the products that have been researched thoroughly, ensuring you understand any complicated policy terms or small print.

4

Recommendation

Your adviser will summarise all recommendations and research into a ‘suitability letter’. This will be sent to you as a permanent summary for your records.

5

Solution

After agreeing our recommendation with you, your Honister Partners' adviser will put the solution into action.