Ray White, Independent financial adviser

An introduction to Ray White

Your career to date?
Many people think that financial advice is only required by the very rich. However, everyone can benefit from it. Not only can it help you protect and build your assets, it can help you make the most of your investments and help secure you and your family’s long term future.

Money is a complicated subject and there are many things you need to think about to both protect it and make the most of it. Markets are volatile and the media is prone to exaggeration of both the risks and the rewards. Employing a good financial adviser can take the emphasis away from you and move it into the hands of an expert.

My specialism is to provide ongoing fee-based investment advice in the area of pensions and investments. My investment process involves me recording fund prices daily, ongoing monitoring of investment funds and providing investment advice proactively.

If you could offer one piece of financial advice to an individual, what would it be and why?
If you are not looking at your investments every day or week, make sure someone else is

Which areas of financial planning do you feel an individual should be addressing in the next 2 years?
Making sure that what you have will provide what you want

What is the most common mistake you find individuals make in financial planning?
Leaving their pensions and investments unattended

As an independent financial adviser what, for you, are the main benefits of being a part of Honister Partners Ltd?
With Honister partners, I have the freedom to concentrate on my clients and their investments.